Jon Clark
How Much Mortgage Can You Afford If You’re Self-Employed?
Estimating how much of a mortgage you might qualify for is a relatively easy process with online mortgage affordability calculators. You simply plug in your income and debt obligations and, poof, the calculator will spit out an estimate of how…
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How Do FHA Loans Work — and Are They Right for You?
If you’re in the market to buy a home, you may have heard about an FHA loan in your search for a mortgage. While the term “FHA loan” is probably familiar to most, what it is, how it works, and,…
Read MoreBuying Your First Home? These Are the 5 Best Mortgages for You
First-time homebuyers have long made up a significant portion of the overall number of homebuyers in the country. According to the National Association of REALTORS®, those first-timers accounted for 33% of all homebuyers at the end of 2019. With a…
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Don’t Think Refinancing Is a Good Option? Here Are 2 Reasons Why You Might Be Wrong
One of the biggest debates in the mortgage industry revolves around the topic of refinancing. Some economic pundits will tell you that, in order to benefit from a mortgage refinance, you’d have to drop your interest rate significantly — and…
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The 5 Morning Routines That Every Successful Real Estate Agent Follows
Real estate is a challenging profession — one that takes hard work, discipline, organization, and dedication. One wrong move, misstep, or slip can result in negative outcomes such as missed sales or other opportunities. The outcome of your day is…
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The Pros and Cons of Conventional Mortgages and FHA Loans
The two most common types of mortgages in the country today are conventional loans and FHA loans. Conventional mortgages conform to Fannie Mae/Freddie Mac guidelines and are a financial agreement between the lender and borrower. FHA loans are also between…
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How to Figure Out Whether You Qualify for a USDA Loan
You might think that if you’re looking to buy a home, there are only two types of mortgages that you can get — either a conventional loan or an FHA loan. It makes sense that this might be your thinking,…
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3 Can’t-Miss Tips for Following Up with Potential Real Estate Clients
Real estate is a very competitive industry. Agents must constantly work to attract new clients, whether those clients are potential buyers or sellers. While the first impression is a great chance to reel in potential real estate clients from the…
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5 Ways Real Estate Agents Can Improve Client Engagement
Being a real estate agent is a constant grind of finding new clients. The tricky part about the industry is most client relationships are short term. That is, in residential real estate, most agent-client relationships last only for one or…
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6 Questions People Ask about Higher Loan-to-Value Refinance Programs
There are times when homeowners find themselves underwater on their mortgage, which means the balance of the mortgage is higher than the fair market value of their property. This became a big problem when the housing bubble burst over ten…
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