Jon Clark

how do FHA loans work

How Do FHA Loans Work — and Are They Right for You?

By Jon Clark / May 3, 2020
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If you’re in the market to buy a home, you may have heard about an FHA loan in your search for a mortgage. While the term “FHA loan” is probably familiar to most, what it is, how it works, and,…

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Buying Your First Home? These Are the 5 Best Mortgages for You

By Jon Clark / March 8, 2020
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First-time homebuyers have long made up a significant portion of the overall number of homebuyers in the country. According to the National Association of REALTORS®, those first-timers accounted for 33% of all homebuyers at the end of 2019. With a…

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is refinancing a good option

Don’t Think Refinancing Is a Good Option? Here Are 2 Reasons Why You Might Be Wrong

By Jon Clark / December 26, 2019
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One of the biggest debates in the mortgage industry revolves around the topic of refinancing. Some economic pundits will tell you that, in order to benefit from a mortgage refinance, you’d have to drop your interest rate significantly — and…

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realtor morning routines: coffee

The 5 Morning Routines That Every Successful Real Estate Agent Follows

By Jon Clark / November 26, 2019
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Real estate is a challenging profession — one that takes hard work, discipline, organization, and dedication. One wrong move, misstep, or slip can result in negative outcomes such as missed sales or other opportunities. The outcome of your day is…

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Old fashion meat scale with a model house on it

The Pros and Cons of Conventional Mortgages and FHA Loans

By Jon Clark / November 13, 2019
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The two most common types of mortgages in the country today are conventional loans and FHA loans. Conventional mortgages conform to Fannie Mae/Freddie Mac guidelines and are a financial agreement between the lender and borrower. FHA loans are also between…

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Family walking down a road between corn fields

How to Figure Out Whether You Qualify for a USDA Loan

By Jon Clark / October 28, 2019
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You might think that if you’re looking to buy a home, there are only two types of mortgages that you can get — either a conventional loan or an FHA loan. It makes sense that this might be your thinking,…

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real estate follow up tips

3 Can’t-Miss Tips for Following Up with Potential Real Estate Clients

By Jon Clark / September 17, 2019
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Real estate is a very competitive industry. Agents must constantly work to attract new clients, whether those clients are potential buyers or sellers. While the first impression is a great chance to reel in potential real estate clients from the…

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real estate client engagement

5 Ways Real Estate Agents Can Improve Client Engagement

By Jon Clark / September 10, 2019
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Being a real estate agent is a constant grind of finding new clients. The tricky part about the industry is most client relationships are short term. That is, in residential real estate, most agent-client relationships last only for one or…

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Illustrated heads: 6 Questions People Ask About Higher LOAN-TO-VALUE Refinance Programs

6 Questions People Ask about Higher Loan-to-Value Refinance Programs

By Jon Clark / September 7, 2019
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There are times when homeowners find themselves underwater on their mortgage, which means the balance of the mortgage is higher than the fair market value of their property. This became a big problem when the housing bubble burst over ten…

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buyers open houses

How Buyers Can Get the Most Out of Open Houses

By Jon Clark / April 27, 2019
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While open houses are generally held throughout the year, the frequency with which they pop up increases dramatically in the spring. Real estate agents and sellers look to take advantage of people out and about enjoying the nicer weather, and…

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