Aly Yale
What Does It Mean to “Have Equity” in Your Home?
If you’re a homeowner, then you’ve probably heard of home equity before — at least in some form or fashion. Whether your neighbor recently did a cash-out refinance or you’ve been told you can “take money out of your house”…
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REALTORS®: Understanding Millennial Home Buying Trends
There is no denying that the real estate landscape has changed in the past few years. One of the biggest driving forces behind these changes is the millennial homebuyer. In fact, according to the latest data from the National Association of REALTORS®,…
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How to Make Buying a Home Less Stressful
Home buying can be one of the most stressful processes you’ll ever go through. You’re on a time crunch, you have thousands of dollars on the line, and you’re dealing with dozens of vendors, reams of paperwork, and, of course,…
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What Does a “Cash-Out Refinance” Mean?
You’ve probably heard the term “cash-out refinance” before. Maybe your neighbor used one to pay for their new deck or your sister took one out to cover your nephew’s first year of college tuition. Whatever the reason, you know that…
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Should You Refinance at a Higher Interest Rate?
Can a mortgage refinance still make sense if today’s interest rates are higher? While many homeowners refinance their mortgage to take advantage of lower mortgage rates, that’s not the only reason refinancing might be smart. In fact, plenty of homeowners…
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Mortgage Discount Points vs. Origination Points
When you take out a mortgage loan, you’ll likely encounter two types of “points” — discount points and origination points. Though they sound similar, these “points” actually have two distinctly different purposes. It’s important to understand both — as well as…
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5 Benefits of Using an Online Mortgage Calculator
Mortgage calculators are pretty simple. They let you determine how much your monthly mortgage would cost based on a few simple factors — things like home price, interest rate, loan amount, loan term, and other details. And while that in…
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How to Remove a Property Lien Before You Sell Your House
If you’re considering selling your house, you might want to check for liens first. Removing a lien on a house — or claims filed against the property due to an unpaid debt or bill — can often stall a home…
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It’s Tax Season: Here Are the Mortgage Documents You Need
Somehow, it’s 2023, and it’s already time to start prepping those tax returns. Sure, we have another few months before they’re technically due, but we all know: The sooner you file, the faster that refund comes. (And who couldn’t use…
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How to Avoid Being Burnt out and how to Bounce Back
It’s been a long year — not to mention a wild ride in housing, so if you’re feeling burnt out (or just close to it), you’re definitely not alone. Fortunately, there are many ways to stave off a burnout or,…
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