Embrace Home Loans Staff

Credit Do's & Don'ts While Getting a Mortgage

Credit Do’s & Don’ts While Getting a Mortgage

By Embrace Home Loans Staff / October 18, 2023
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When shopping for a home in the 2023 United States real estate market, maintaining good credit remains crucial to secure the best interest rates and terms for your mortgage. Here are some updated tips on what to do and what…

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FOMC Meeting Preview: What to Expect for Mortgage Rates and the Home Buying Market

FOMC Meeting Preview: What to Expect for Mortgage Rates and the Home Buying Market

By Embrace Home Loans Staff / September 20, 2023
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The Federal Open Market Committee (FOMC) is set to conclude their latest meeting on Wednesday September 20, 2023. The FOMC is the Federal Reserve’s policy-making committee, and its decisions have a major impact on the economy, including mortgage rates. “We…

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Cold Calling Tips for Real Estate Agents

Cold Calling Tips for Real Estate Agents

By Embrace Home Loans Staff / May 1, 2023
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Cold calling is a polarizing activity. On the one hand, when done correctly, it can be a helpful lead generation tool for real estate agents. On the other, most people would rather do just about anything than spend time calling…

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New MIP Requirements Will Make Housing Payments More Affordable For Many

New MIP Requirements Make Housing Payments More Affordable For Many

By Embrace Home Loans Staff / February 22, 2023
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On Wednesday February 22, 2023, the Department of Housing and Urban Development (HUD) announced a decrease in the required mortgage insurance premium (MIP) on Federal Housing Administration (FHA) loans by 30 basis points. If you’re one of the many people…

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An orange house

The Mortgage Process Step-By-Step

By Embrace Home Loans Staff / February 17, 2023
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If you’re considering purchasing a home, one of the most important steps in the process is securing a mortgage. While this process can seem daunting, understanding what to expect along the way can make it more manageable and less intimidating.…

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Breaking It Down: Understanding Your Home Closing Costs

Breaking It Down: Understanding Your Home Closing Costs

By Embrace Home Loans Staff / January 25, 2023
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When you’re a first-time homebuyer, the entire concept of closing costs may be elusive and intimidating. You know they’re coming, but you have no idea what to expect. Luckily, a little knowledge can go a long way. Fees for loan…

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Agents: 5 Real Estate YouTube Channels You Should Be Watching

Agents: 5 Real Estate YouTube Channels You Should Be Watching

By Embrace Home Loans Staff / January 16, 2023
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Part of being a successful real estate agent is constantly being willing to learn. If you’re looking to expand your education, YouTube is a great way to do it. With that in mind, here are the best real estate YouTube…

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How to Get Pre-Approved For Your Home Loan

How to Get Pre-Approved for a Home Loan

By Embrace Home Loans Staff / January 11, 2023
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If you’ve been thinking about buying a home, you’ve probably heard someone tell you to get pre-approved for a home loan to improve your chances of obtaining that dream home. Pre-approval doesn’t guarantee the success of your loan application, and…

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How To Sell A Tenant Occupied Home

How to Sell a Tenant-Occupied Property

By Embrace Home Loans Staff / January 9, 2023
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Selling rental properties can be challenging, particularly when they are occupied by tenants. Selling multi-family homes, though, can be a valuable niche for a REALTOR® to develop—provided you’re familiar with landlord-tenant law and, in particular, the Landlord and Tenant Act.…

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How Often Can You Refinance Your Mortgage?

How Often Can You Refinance Your Home?

By Embrace Home Loans Staff / December 28, 2022
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Many homeowners wonder, “How often can you refinance your mortgage?” If you’ve refinanced before, you may be one of them. The good news is you can absolutely refinance your mortgage more than once. However, there are some considerations before you…

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