Embrace Home Loans Staff
Credit Do’s & Don’ts While Getting a Mortgage
When shopping for a home in the 2023 United States real estate market, maintaining good credit remains crucial to secure the best interest rates and terms for your mortgage. Here are some updated tips on what to do and what…
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FOMC Meeting Preview: What to Expect for Mortgage Rates and the Home Buying Market
The Federal Open Market Committee (FOMC) is set to conclude their latest meeting on Wednesday September 20, 2023. The FOMC is the Federal Reserve’s policy-making committee, and its decisions have a major impact on the economy, including mortgage rates. “We…
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Cold Calling Tips for Real Estate Agents
Cold calling is a polarizing activity. On the one hand, when done correctly, it can be a helpful lead generation tool for real estate agents. On the other, most people would rather do just about anything than spend time calling…
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New MIP Requirements Make Housing Payments More Affordable For Many
On Wednesday February 22, 2023, the Department of Housing and Urban Development (HUD) announced a decrease in the required mortgage insurance premium (MIP) on Federal Housing Administration (FHA) loans by 30 basis points. If you’re one of the many people…
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The Mortgage Process Step-By-Step
If you’re considering purchasing a home, one of the most important steps in the process is securing a mortgage. While this process can seem daunting, understanding what to expect along the way can make it more manageable and less intimidating.…
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Breaking It Down: Understanding Your Home Closing Costs
When you’re a first-time homebuyer, the entire concept of closing costs may be elusive and intimidating. You know they’re coming, but you have no idea what to expect. Luckily, a little knowledge can go a long way. Fees for loan…
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Agents: 5 Real Estate YouTube Channels You Should Be Watching
Part of being a successful real estate agent is constantly being willing to learn. If you’re looking to expand your education, YouTube is a great way to do it. With that in mind, here are the best real estate YouTube…
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How to Get Pre-Approved for a Home Loan
If you’ve been thinking about buying a home, you’ve probably heard someone tell you to get pre-approved for a home loan to improve your chances of obtaining that dream home. Pre-approval doesn’t guarantee the success of your loan application, and…
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How to Sell a Tenant-Occupied Property
Selling rental properties can be challenging, particularly when they are occupied by tenants. Selling multi-family homes, though, can be a valuable niche for a REALTOR® to develop—provided you’re familiar with landlord-tenant law and, in particular, the Landlord and Tenant Act.…
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How Often Can You Refinance Your Home?
Many homeowners wonder, “How often can you refinance your mortgage?” If you’ve refinanced before, you may be one of them. The good news is you can absolutely refinance your mortgage more than once. However, there are some considerations before you…
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